Learning Center

Need some answers? Search our Learning Center for common questions.


What affects the price of insurance?

The cost of auto insurance can vary widely depending on a number of factors including: the make and model of the car, the amount of insurance required, driving record and number of miles driven per year. Additninaly, the age of the driver, and where the car will parked, and time of day the car will be driven mainly, can all affect the cost of insurance.

What is a premium?

What is a deductible?

What types of discounts does Select Insurance offer?

What is Liability Coverage

What is Collision Coverage

What is Comprehensive Coverage

What is Medical Payments Coverage

What is Personal Injury Protection (PIP)

What is Uninsured Motorist Coverage

What are endorsements to a policy


What exactly is a Dwelling?

What counts as "Other Structures"?

Whats covered under Personal Property?

What does "Loss of Use" mean?

What is Liability?

What's covered under Medical Payments?


Do I need Business Insurance?

Whats covered under Commercial Auto Insurance

Business Property Insurance

Workers' Compensation

Crime Insurance